Connecticut Debt Collection Laws and Statutes

Below you will find important information on Connecticut state debt recovery laws including: Connecticut Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: CONNECTICUT

Interest Rate

  • Legal: 8%
  • Judgment: 10% (Unless otherwise contracted)

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 6
  • Written Contract: 6
  • Oral Contract: 3
  • Sale of Goods (UCC): 4
  • Domestic Judgment: 20/25
  • Small Claims (less than > $3500) Judgment: 10/15
  • Foreign Judgment: 20

BAD CHECK LAWS (CIVIL PENALTY)

Personal liability of signatory on corporate claims unless signed in corporate capacity. Liability of drawer, if no account, damages equal to lesser of $750 or face amount of check. For insufficient of funds, lesser of $400 or face amount of check.

GENERAL GARNISHMENT EXEMPTIONS

25% you may garnish disposable earnings each week, or 40 x fed. min hourly wage, which ever is less.

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