Wisconsin Debt Collection Laws and Statutes

Below you will find important information on Wisconsin state debt recovery laws including: Wisconsin Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: WISCONSIN

Interest Rate

  • Legal: 5%
  • Judgment: 12%

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 6
  • Written Contract: 6
  • Domestic Judgment: 20
  • Foreign Judgment: 20

BAD CHECK LAWS (CIVIL PENALTY)

Amount of check plus actual damages + exemplary damages up to 3x value of check, limited to $500.

GENERAL GARNISHMENT EXEMPTIONS

80% of net pay.

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