North Dakota Debt Collection Laws and Statutes

Below you will find important information on North Dakota state debt recovery laws including: North Dakota Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: NORTH DAKOTA

Interest Rate

  • Legal: 6%
  • Judgment: 11.5%

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 6
  • Written Contract: 6
  • Sale of Goods: 4
  • Domestic Judgment: 10 renewable
  • Foreign Judgment: 10 renewable

BAD CHECK LAWS (CIVIL PENALTY)

Amount due, collection fees of $25, and civil penalty by civil action for lesser of $200 or 3x check. Effective 08/01/01.

GENERAL GARNISHMENT EXEMPTIONS

Greater of 75% or amount each week = to 40 x fed. min. hourly wage plus $20.00 each household dependent.

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