Louisiana Debt Collection Laws and Statutes

Below you will find important information on Louisiana state debt recovery laws including: Louisiana Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: LOUISIANA

Interest Rate

  • Legal: 9.5% from 01/01/02007
  • Judgment: 9.5% from 01/01/02007

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 3
  • Written Contract: 10
  • Promisoory notes: 5
  • Domestic Judgment: 10
  • Foreign Judgment: 10

BAD CHECK LAWS (CIVIL PENALTY)

After 30 day written demand (certified or registered), twice check amount, plus attorney fees & court costs.

GENERAL GARNISHMENT EXEMPTIONS

75% disposable earnings per work week, but not less than 30 x fed. min. hourly wage.

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