Debt Settlement

Debt settlement, also known as debt arbitration, debt negotiation or credit settlement is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full.

Debt settlement is often confused with debt consolidation. In debt consolidation, the consumer makes monthly payments to the debt consolidator, who takes a small fee and passes the rest on to the creditors; this way, creditors continue to receive payments each month. In debt settlement, the consumer makes one reduced payment or several monthly payments on an agreed upon, reduced amount until the debt is settled in full.

The creditors get nothing until they decide to settle. Furthermore, the debt settlement company usually instructs the consumer not to make any payments to creditors. The intended effect is to scare creditors into settling the debt for less than the full amount.

In addition to recovering funds on behalf of clients for over 25 years HF Holdings, Inc. also negotiates on behalf of companies that OWE money to creditors. We charge a fee of 20% of the amount by which the outstanding balance owed is reduced. It's that simple.

HF Holdings, Inc. has been negotiating settlements on past due accounts for over 25 years, so if your business is struggling to make ends meet and you would like to have a team of professionals negotiate on your behalf against a collection agency or attorney, fill out the for below and we will contact you within 24 hours.

There are no upfront fees and no fee owed to our company if we fail to negotiate a settlement agreeable to you.

Call Today, Toll Free 1-877-680-6064 to Speak With An Associate

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