Colorado Debt Collection Laws and Statutes

Below you will find important information on Colorado state debt recovery laws including: Colorado Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: COLORADO

Interest Rate

  • Legal: 8%
  • Judgment: 8% (or higher if specified in contract or note)

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 3
  • Written Contract: 6 (signed promissory note)
  • Written Contract Goods Service: 3
  • Domestic Judgment:
    • District Court-20 (renewable every 20)
    • County Court-6 (renewable every 6)
  • Foreign Judgment: 6 in CO.

BAD CHECK LAWS (CIVIL PENALTY)

Treble damages & Reasonable Fees

GENERAL GARNISHMENT EXEMPTIONS

See federal law.

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