Arizona Debt Collection Laws and Statutes

Below you will find important information on Arizona state debt recovery laws including: Arizona Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: ARIZONA

Interest Rate

  • Legal: 10%
  • Judgment: 10% or contractual

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 3
  • Domestic Written Contract: 6
  • Foreign Written Contract: 4
  • Domestic Judgment: 5 (additional 5 upon request indefinitely)
  • Foreign Judgment: 4

BAD CHECK LAWS (CIVIL PENALTY)

Twice the amount of check, costs of suit, reasonable attorney fees.

GENERAL GARNISHMENT EXEMPTIONS

See federal law.

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